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Bachus: Regulatory over-management is hurting lending

House Financial Services Chairman Spencer Bachus (R-Ala.) explained in a speech recently that bank examiners need to stop being so restrictive in evaluating credit decisions and allow community banks to make small-business loans, which could help push the country's economic recovery.

Bachus' speech came at a FDIC small-business lending forum on Jan. 13. You can read the transcript of his comments by clicking here.

 

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