Oklahoma Bankers Association
OBA News and Information
Linked In Email News

Harvard report says small banks suffer under regulatory avalanche

A report was recently issued by the Kennedy School of Government at Harvard University supporting the idea that community banks are being squeezed by regulations.

Treating all banks $10 billion and less as community banks, the authors rely on FDIC data that shows a steep decline in market share for community banks since the near-collapse of the financial system in 2008. The numbers show it has declined by 12 percent over that period of time. In addition, commercial-and-industrial loans fell 23 percent for community banks that also saw a decline in small business and residential lending.

You can read an abstract of the report, as well finding a link to download the entire paper, by clicking here.

Back to top