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December 2012 Oklahoma Banking Statistics

Commercial Banks
Oklahoma
- as of December 31, 2012 -

• Number of institutions reporting: 231
• Total employees (full-time equivalent): 20,189

Aggregate Condition and Income Data (dollar figures in millions)

• Net income (year-to-date): 957
• Total assets: 84,281
• Earning assets: 76,069
• Total loans & leases: 46,785
• Other real estate owned: 375
• Total deposits: 70,157
• Equity capital: 8,168

Performance Ratios (YTD, %)

• Yield on earning assets: 4.13
• Cost of funding earning assets: 0.52
• Net interest margin: 3.62
• Noninterest income to avg. earning assets: 1.58
• Noninterest expense to avg. earning assets: 3.38
• Net charge-offs to loans & leases: 0.36
• Credit-loss provision to net charge-offs: 107.82
• Net operating income to average assets: 1.12
• Retained earnings to average equity: 2.36
• Pre tax return on assets: 1.52
• Return on assets: 1.18
• Return on equity: 11.76
• Percent of unprofitable institutions: 3.90
• Percent of institutions with earning gains: 67.53

Conditions Ratios (%)

• Net loans & leases to assets: 54.59
• Loss allowances to -
  Loans & leases: 1.66
  Noncurrent loans & leases: 91.91
• Noncurrent loans & leases to total loans & leases: 1.81
• Nonperforming assets to assets: 1.45
• Core deposits to total liabilities: 77.46
• Equity capital to total assets: 9.69
• Core capital (leverage) ratio: 8.72
• Total capital to risk-weighted assets: 14.24
• Gross 1-4 family mortgages to gross assets: 11.10

• September 2012 Oklahoma Banking Statistics  Posted: Dec 17, 2012
• June 2012 Oklahoma Banking Statistics  Posted: Sep 6, 2012
• December 2011 Oklahoma Banking Statistics  Posted: May 16, 2012
• September 2010 Oklahoma Banking Statistics  Posted: Nov 29, 2010