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March 2016 Oklahoma Banking Statistics

Commercial Banks
Oklahoma
- as of March 31, 2016 -

  • Number of institutions reporting: 208
  • Total employees (full-time equivalent): 20,239

Aggregate Condition and Income Data (dollar figures in millions)

  • Net income (year-to-date): 239
  • Total assets: 90,803
  • Earning assets: 83,243
  • Total loans & leases: 55,835
  • Other real estate owned: 162
  • Total deposits: 71,787
  • Equity capital: 9,323

Performance Ratios (YTD, %)

  • Yield on earning assets: 3.80
  • Cost of funding earning assets: 0.34
  • Net interest margin: 3.46
  • Noninterest income to avg. earning assets: 1.42
  • Noninterest expense to avg. earning assets: 3.29
  • Net charge-offs to loans & leases: 0.27
  • Credit-loss provision to net charge-offs: 160.87
  • Net operating income to average assets: 1.02
  • Retained earnings to average equity: 6.39
  • Pre tax return on assets: 1.23
  • Return on assets: 1.06
  • Return on equity: 10.40
  • Percent of unprofitable institutions: 2.88
  • Percent of institutions with earning gains: 60.10

Conditions Ratios (%)

  • Net loans & leases to assets: 60.67
  • Loss allowances to —
      
    Loans & leases: 1.33
       Noncurrent loans & leases: 92.06
  • Noncurrent loans & leases to total loans & leases: 1.44
  • Nonperforming assets to assets: 1.07
  • Core deposits to total liabilities: 75.58
  • Equity capital to total assets: 10.27
  • Core capital (leverage) ratio: 9.32
  • Total capital to risk-weighted assets: 13.53
  • Gross 1-4 family mortgages to gross assets: 11.54

For previous quarters, click here to visit the FDIC Quarterly Banking Report's State Banking Performance Summary for Oklahoma.