Thursday, November 21, 2024

Agencies issue host state loan-to-deposit ratios

Federal bank regulatory agencies issued last month the host state loan-to-deposit ratios that are used to evaluate compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994.

These ratios replace those from June 2022.

Oklahoma moved to 76% in the ratios released. Other neighboring states were as follows:

Arkansas — 72%.
Colorado — 65%.
Kansas — 72%.
Louisiana — 72%.
Missouri — 72%.
Nebraska — 79%.
New Mexico — 53%.
Texas — 60%.

The entire list of host state loan-to-deposit ratios can be found via the front page of OBA.com.