Oklahoma Bankers Association We make bankers better!
Service Oklahoma is making key improvements to vehicle titling processes to enhance security, improve efficiency and simplify transactions for financial institutions, dealers and lienholders.
The most significant updates include:
- Electronic Lien Placement for Dealers — Beginning April 7, 2025, dealers will have the ability to add liens electronically through their OkCARS account, making the process faster and more streamlined for lienholders.
- Expansion of Vehicle Information Requests — Starting April 7, 2025, dealers and lienholders will have access to additional vehicle information in OkCARS, providing critical details needed for transactions—even outside of normal title office hours.
- Transition to Electronic Titles — Beginning July 1, 2025, Oklahoma will fully transition to electronic liens and titles. Standard paper titles will no longer be printed. Lienholders will use electronic records, and dealers will have the option to use electronic bills of sale for title transactions.
This transition builds on Oklahoma’s title-holding policy adopted in 2022 and aligns with national trends in modernizing vehicle services. Our goal is to provide a more secure and efficient system that benefits the auto industry, financial institutions and Oklahomans alike.
Service Oklahoma is committed to ensuring a smooth transition. We will provide detailed resources, training materials and additional guidance in the coming months to help you prepare for the April 7 and July 1 expansions in digital functionality. Stay tuned for more updates!
In the meantime, for questions about ELT or lienholder OkCARS accounts, contact the Service Oklahoma team at eltaccounts@service.ok.gov.