Statistics

March 2016 Oklahoma Banking Statistics

Commercial Banks
Oklahoma
– as of March 31, 2016 –

• Number of institutions reporting: 208
• Total employees (full-time equivalent): 20,239

Aggregate Condition and Income Data (dollar figures in millions)

• Net income (year-to-date): 239
• Total assets: 90,803
• Earning assets: 83,243
• Total loans & leases: 55,835
• Other real estate owned: 162
• Total deposits: 71,787
• Equity capital: 9,323

Performance Ratios (YTD, %)

• Yield on earning assets: 3.80
• Cost of funding earning assets: 0.34
• Net interest margin: 3.46
• Noninterest income to avg. earning assets: 1.42
• Noninterest expense to avg. earning assets: 3.29
• Net charge-offs to loans & leases: 0.27
• Credit-loss provision to net charge-offs: 160.87
• Net operating income to average assets: 1.02
• Retained earnings to average equity: 6.39
• Pre tax return on assets: 1.23
• Return on assets: 1.06
• Return on equity: 10.40
• Percent of unprofitable institutions: 2.88
• Percent of institutions with earning gains: 60.10

Conditions Ratios (%)

• Net loans & leases to assets: 60.67
• Loss allowances to —
  Loans & leases: 1.33
  Noncurrent loans & leases: 92.06
• Noncurrent loans & leases to total loans & leases: 1.44
• Nonperforming assets to assets: 1.07
• Core deposits to total liabilities: 75.58
• Equity capital to total assets: 10.27
• Core capital (leverage) ratio: 9.32
• Total capital to risk-weighted assets: 13.53
• Gross 1-4 family mortgages to gross assets: 11.54

For previous quarters, click here to visit the FDIC Quarterly Banking Report‘s State Banking Performance Summary for Oklahoma.