Reg Z, Late Fees and the Single Pay Note New Safe Deposit Law The Second Appraisal Proposed Homeownership Counseling Changes Tips for Reading the Proposals

Stopping Payment on Cashier’s Checks "Safe Harbor" Provision in Reg E’s Remittance Transfers Rule CFPB Proposal Status Update Your Latest Q&As

Correcting Social Security ACH errors Lessons from the PATCO ruling Abandoned foreclosures proceeding Oh, no! My customer is in bankruptcy! Q&As on OREO Complaint Responses FDIC Insurance Fees ATM Notices Biggert-Waters: Flood Insurance Reform Act Servicemembers Civil Relief Act – Renewed Importance?

CONTACT INFORMATION: Contact: Mick Thompson, Commissioner Dudley Gilbert, Deputy Commissioner 2900 N Lincoln Blvd Oklahoma City, OK  73105 Phone: (405) 521-2782 Website: www.banking.ok.gov

Corporate law firm providing legal representation, inclusive of both litigation and transactional services to numerous banks. CONTACT INFORMATION: 320 South Boulder Tulsa, OK  74103 Phone: 918-749-7378 Contact: Garry M. Gaskins Email: garry.gaskins@drummond.law Website: https://www.drumlaw.com  

Oklahoma-owned life insurance company specializing in credit related insurance products: Credit Life and Health, Term Life, MYGA, VSI, CPI, Forced Place Mortgage, Flood and GAP. CONTACT INFORMATION: 711 SW D Ave. Lawton, OK  73501 Phone: (580) 353-5776 Fax: (580) 353-6482 Contact: Toby W. Osborne Email: toby.osborne@wnlic.com Website: www.wnlic.com

Family Trust Property Tax Default Escrow Analysis Statement ACH Question Garnishment Free Checking Account Change in Terms Bank-owed Money-payments HPML Question Deceased Customer State Tax Levy from California APR Item Social Media, After Hours SCRA – Interest Rate Gift Card ATM Fee ATM ADA Compliance Customer E-Banking Question Regulation CC Question CTRs and Banks Tribes and Sovereign Nations Branch Designation POS …

OBA’s Fraud Department has seen a recent increase in reported cases of wire and ACH fraud attempts. The FBI has verified they are seeing at least one case per week in Oklahoma. We know our bankers are working hard to avoid these losses and wanted to share some recent cases and insights that might be helpful. In the past week, …

Supreme Court Rules in RESPA Fee Case ATM Disclosures UTMA Accounts and the Custodian That Just Won’t Let Go Consumer Loan Dollar Amounts Adjust July 1 Fair Housing Poster Update Agency Updates

Southwestern was founded in Lawton, OK in 1934 as a complete bank supply company. The company came to the Oklahoma City market in 1947 and owns and operates its printing & bank supply operation in a 75,000 sq. ft. building that provides space for the printing production plant, the estimating & art departments, furniture showroom and bank supply division. Ninety employees, …