As DDOS (Distributed Denial of Service) attacks have continued to be leveled again banks nationwide, our FBI Cyber Division has asked we share the attached information with our Oklahoma bankers to help with understanding and increase awareness. We would recommend you review this downloadable information and share it with your IT personnel: • An 11-slide Powerpoint presentation in PDF format …

Update on the Foreign Remittance Transfers Rule Updated CFPB Exam Manual and Supervision Findings IRA Time of Year Qualified Mortgages

Reg Z, Late Fees and the Single Pay Note New Safe Deposit Law The Second Appraisal Proposed Homeownership Counseling Changes Tips for Reading the Proposals

Stopping Payment on Cashier’s Checks "Safe Harbor" Provision in Reg E’s Remittance Transfers Rule CFPB Proposal Status Update Your Latest Q&As

Correcting Social Security ACH errors Lessons from the PATCO ruling Abandoned foreclosures proceeding Oh, no! My customer is in bankruptcy! Q&As on OREO Complaint Responses FDIC Insurance Fees ATM Notices Biggert-Waters: Flood Insurance Reform Act Servicemembers Civil Relief Act – Renewed Importance?

CONTACT INFORMATION: 2900 N Lincoln Blvd Oklahoma City, OK  73105 Phone: (405) 521-2782 Contact: Mr. Mick Thompson Website: www.banking.ok.gov

Corporate law firm providing legal representation, inclusive of both litigation and transactional services to numerous banks. CONTACT INFORMATION: 1409 S Main St Tulsa, OK  74119-3605 Phone: 918-749-7378 Contact: Garry M. Gaskins Email: garry.gaskins@drummond.law Website: https://www.drumlaw.com  

Oklahoma-owned life insurance company specializing in credit related insurance products: Credit Life and Health, Term Life, MYGA, VSI, CPI, Forced Place Mortgage, Flood and GAP. CONTACT INFORMATION: 711 SW D Ave. Lawton, OK  73501 Phone: (580) 353-5776 Fax: (580) 353-6482 Contact: Toby W. Osborne Email: toby.osborne@wnlic.com Website: www.wnlic.com

Family Trust Property Tax Default Escrow Analysis Statement ACH Question Garnishment Free Checking Account Change in Terms Bank-owed Money-payments HPML Question Deceased Customer State Tax Levy from California APR Item Social Media, After Hours SCRA – Interest Rate Gift Card ATM Fee ATM ADA Compliance Customer E-Banking Question Regulation CC Question CTRs and Banks Tribes and Sovereign Nations Branch Designation POS …

OBA’s Fraud Department has seen a recent increase in reported cases of wire and ACH fraud attempts. The FBI has verified they are seeing at least one case per week in Oklahoma. We know our bankers are working hard to avoid these losses and wanted to share some recent cases and insights that might be helpful. In the past week, …