Since 1978, Courtesy Insurance Agency has been the leader in insurance programs for financial institutions. They are a managing general agency, offering a broad range of coverages such as collateral protection, vendors single interest, blanket mortgage, 2nd mortgage loan guaranty, flood insurance, GAP insurance and credit default insurance. CONTACT INFORMATION: 813 NE 33rd St Edmond, OK  73013 Phone: (405) 755-4571 or …

Federal Protection is trusted as the Financial Industry Security Specialists. Serving since 1969 Federal is a proven innovator in security, bank equipment, and ATM/ITMs. With over 300 security specialists, Federal is truly a turnkey solution. NCR ATM/ITM’s, video banking, CTR’s conventional banking equipment, integrated electronic security systems and services, 24/7 monitoring and managed services. CONTACT INFORMATION: 11340 E. 61st St. …

Provides a full range of legal services to financial institutions, including representation before all federal & state regulatory agencies, capital planning and structuring, securities offerings, mergers & acquisitions, regulatory compliance, commercial loan documentation, tax planning, employee benefits & litigation. CONTACT INFORMATION: Contacts: Bruce Crum, Bob Luttrell, Gregg Eichner, Matt Brown, & Kaitlyn Chaney 211 N Robinson, Two Leadership Square, Eighth …

The firm offers accounting services, loan review services and compliance services. Additionally, we provide training to involved bank personnel for the services we are contracted to perform. We are dedicated to providing the best service at a fair price to all our clients. CONTACT INFORMATION: Contact: Steven D. Martin, CPA, PC 3006 Edgewood Dr Oklahoma City, OK  73110 Phone: (405) …

Support a company who supports the OBA and the member banks. For over 30 years as an Oklahoma company, Versateq has been providing banks with a wide variety of supplies, consumables, marketing solutions, promotional items, apparel and printed products including MICR and other operational documents. We can help manage your expenses with old fashioned hard work and modern technology on-line …

For over 35 years, Summit Financial Group has been a trusted resource, guiding clients to pursue their financial goals with tailored solutions in Risk Management, Employee Benefits, Insurance, and Investments. Our team combines strategic expertise with a process-driven, personalized approach to deliver meaningful results. Driven by our core values of integrity, commitment, and innovation, we help secure a brighter financial …

Sole Proprietorships and General Partnerships S.A.F.E. Act Guidance Fair Lending Common Violations in 2011 ’Tis the Season – For Tax Refund Fraud Bureau Clarifies Reg Z Loan Officer Compensation Rule Mining the OCC’s Citibank C&D for Nuggets Mortgage Servicing Change is in the Wind

NOW Account Eligibility Mobile Banking Survey CFPB Complaints FinCEN’s Notice on CDD Paperless Treasury Payments More Call Report Changes Coming FHA Mortgage Pricing Cuts SAFE Act Exam Procedures Posted Extra Time to Respond to Comments Checking Out Non-profits CTR Guidance – Businesses with Common Ownership

• Overdrafts and UDAP • MLO Compensation Issues • FDIC Helps with Understanding Cards • Mortgage Fraud Update • SAR Confidentiality • Playing with your Regulatory Numbers • Deposit Insurance Coverage Training • Payment Processor Relationships  

• The Bureau of Consumer Financial Protection has a Director and the republishing of rules has begun. At the present time, the only major "new" language is in the CFPB’s new Reg E amendments on foreign remittances transfers. Since those don’t take effect until 2013, we will write about them in a future issue. For now, we want to share …