Legal Briefs

Consumer loan dollar amounts adjust July 1 TCPA compliance for certain alerts ‘New and improved’ credit reports coming soon Amendments to Reg CC – Finally!

Complaints – What’s your status quo? Your Corporate Compliance Program Prepaid Accounts Rule Delayed HMDA Rule Changes Proposed

Deceased Customer Accounts Oklahoma Interstate Succession Laws Chart

 Blunder Report A Visit to the Bank of Blunders (Operations) A Visit to the Bank of Blunders (Lending) Labor’s Fiduciary Rule Likely Delayed

Bank of Blunders 2017 A Visit to the Bank of Blunders (Operations) A Visit to the Bank of Blunders (Lending) Updated Lobby Signage Deregulation? Penalty Caps Increasing, Again

 Unfinished Business

DOL’s Overtime Rule Blocked Reg Z, Reg M Thresholds Form W-9 Questions & Answers Who can release a mortgage Must the spouse sign the mortgage secured by commercial real estate? Waiver of homestead Recitation of marital statuts Purchase, non-borrowing spouse not in title Name discrepancy

More on the OK Garnishment Fee Next up, the MLA inspection Mortgage servicing rules update

2016 Oklahoma Statutory Amendments Banking Code Savings and Loan Code Garnishments Small Estate Affidavit – Probate Code Guardian and Ward Eminent Domain, Mortgagee Liability Are Your Forms Files Up to Date? Flood URLA

MLA Guidance is Here! ODFI Warranty Risk under NACHA Rules