Legal Briefs

Unclaimed property and safe deposit boxes Rep payee accounts Proposed TRID Rule Changes Your questions: our answers

Bureau to implement GLBA privacy notice relief Everyone’s tweaking their CMPs Using enforcement actions "Loans” to counties, schools, and municipalities

Is it a refi? U3C: No change in late fee, dollar amounts Operational Odds and Ends Updated plans from the Bureau Sudden Overtime Changes

Campaign committees, PACS & political party accounts Confidentiality and TRID Closing Disclosures More “Gotcha Fun” Partnership agreements Keeping a copy of a Will

Landscape for Balloon QMs has changed Corporations and LLCs – Part II SCRA amendment enacted Title 50 gets an “app-endectomy” Guarantors not “applicants” under ECOA

‘Tis the (tax refund) season – Part II Flood rule could ruin your HPML escrow exemption Compliance management: basic thoughts

‘Tis the (tax refund) season Garnishment gotchas Old POD designations MLA – Clarity You have questions, we have answers Requests for customer infomration from other states Purchase money mortgage, spouse not on deed Safe deposit boxes Trust as POD Banning guns on premises

Privacy Notice Changes Gotchas! Settlement Fee May Be a Finance Charge Limits on Releasing Funds of Decedent under Section 906 of the SBC Effect of Divorce or Annulment on POD Accounts Reg O Executive Officer Loan Limits Pulling Credit Reports on Individuals Releasing Customer Records with Authorization Limits on Refinancing Certain Balloon Loans Loans to Non-U.S. Citizens When You Haven’t …

It’s Year-End: Have You Finished All the Annual Tasks? Reg Z v. the UCCC – Part II FDIC’s update on payday lending Key SCRA date approaching

OHCA requests for asset verification Reg Z vs. UCCC – Part I HMDA – Yes, Another huge change in what you do