Legal Briefs

The Bureau’s new RESPA booklet More TRID rule announcements A reminder on treasury ACH benefits changes It’s more than mortgage lenders hours Airing dirty laundry in public I see dead people

Next compliance roundtable Two phrases I hate to hear Regulation Z changes Lotteries are now OK — “It depends” Help us help you FAQs for direct deposits of IRS refunds

Being a smart bank Groundhog day Tweak, tweak For a good read

Progress in the subpoena wars IRA rollover rules Common law marriage Keeping track of annual inflation adjustments HUD-SCRA required notice

Disparate impact – Why this case is important Tit. 42 O.S. §§ 91 and 91A amended FinCEN, the OCC, MSBs and Regulatory Risk

Privacy notice — final rule QM cures Servicing guidance Reg O — alive and being violated Flood insurance proposed rule Counties — rural or underserved Get it right the first time RESPA Sec. 8 kickbacks Redlining When "free checking" isn’t Wells Fargo’s maternity leave fiasco

Military lending changes proposed Correcting direct deposits A lesson for mortgage servicers Trust your vendor, but verify Costly lender errors Exemption threshold going up Unclaimed property

If you’re a HMDA reporter SCRA is still in the news Reg. AA — Gone but not forgotten Revisiting foreign remittance transfers Integrated disclosures: Countdown begins

Bureau issues overdrafts reports FDIC: You misunderstood what we said When your OFAC tools aren’t working What’s up with those old Fed regulations Marriage equals marriage HELOC guidance Speaking of risk management Social media checkup 4.1M CMP for deceptive practices Apps from new parents ITIN experiations ATR interpretive rule SAR stats & other BSA matters Watch those cards! HMDA reg proposal SCRA

Cooked books put bank in hot water RESPA penalties get personal FDIC hits Missouri bank with RESPA violations Regulators tout inprovements More call report changes coming Guides for assisted living and nursing home staff Current account takeover cases — lessons learned Section 3-508A amended But is the U3C applicable?