Legal Briefs

U3C late fee, small loan amounts change SSNs and ITINs New implied SCRA requirements Last-minute flood insurance guidance

Keeping customers happy

No guns? CFPB reports on service members complaints FRB debit card interchange fee upheld Regulation E slips earn another bank a penalty

Where to find what you’re looking for

Lessons from the Chase ‘Madoff penalties’ FDIC tech assistance video series Bureau is looking for mortgage ‘pain points’ Revised consumer booklets Still handling paper items? Cross-Collateralization Garnishments — When all funds are protected Record retention — Part 1

Resolutions for your bank to consider

Dodd-Frank readiness Integrated mortgage disclosures finalized FinCEN definitions changes CFPB regulatory agenda Exemption thresholds creep upward

Q & A on the Dodd-Frank rules Fair lending and qualified mortgages

Till death do we part HUD’s new qualified mortgage proposal

More on certificates of deposit IRA CDs The four "smalls" Durable POA witness requirements