Garnishment of Federal benefits rule revisions Consumer loan dollar amounts adjust July 1 The first California/Achieve financial settlement Breach of contract Final(?) ability to repay and qualified mortgage rules
Read More »Legal Briefs
May 2013 Legal Briefs
Interagency statement on Biggert-Waters Flood Insurance CFPB ability to repay – QM clarification proposal Some tweaks for HDMA getting it right Escrow rule: What we should have said is … CARD Act rule revised NAME IT: A guide to formulating a formidable name for your bank Oklahoma’s Article 9 remains unchanged Oklahoma tax on IRA part 2:
Read More »April 2013 Legal Briefs
Traps for the Unwary FFIEC Social Media Guidance – Proposed A World of Two Names Extended Escrows Under Reg Z
Read More »March 2013 Legal Briefs
ATR and QM Refinancing existing loans Safe harbors QM product features
Read More »February 2013 Legal Briefs
The new mortgage servicing rules New appraisal rules Lending to the military – the CFPB’s new role
Read More »January 2013 Legal Briefs
Out of state, tribal and CFR court orders ATM notice relief Hot topics for 2013 from the FRB COPPA update Deposit insurance reminder Remittance transfers: a brief reprieve Religious headgear and compliance
Read More »December 2012 Legal Briefs
Corporate Account Takovers ATMs and the ADA Q&As on Getting Rid of Customer Property Foreign Remittance Transfer Rule to Change – Again FDIC Guidance on the Scheduled End of Unlimited Deposit Coverage MRAPLA Disclosures Postponement Reg Z’s Exemption Threshold Goes Up Again
Read More »November 2012 Legal Briefs
Update on the Foreign Remittance Transfers Rule Updated CFPB Exam Manual and Supervision Findings IRA Time of Year Qualified Mortgages
Read More »October 2012 Legal Briefs
Reg Z, Late Fees and the Single Pay Note New Safe Deposit Law The Second Appraisal Proposed Homeownership Counseling Changes Tips for Reading the Proposals
Read More »September 2012 Legal Briefs
Stopping Payment on Cashier’s Checks "Safe Harbor" Provision in Reg E’s Remittance Transfers Rule CFPB Proposal Status Update Your Latest Q&As
Read More »