D.O.D. Lending Regulation for Servicemembers
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September 2007 Legal Briefs
Servicemembers’ Civil Relief Act—Impact on Lenders
Read More »August 2007 Legal Briefs
Background on Subprime Mortgages Interagency Guidance on Subprime Mortgages Statement’s Coverage What is “Subprime”? Substantial Risk Factors Balloon Payments? Consumer Protection Principles Underwriting Standards Control Systems
Read More »July 2007 Legal Briefs
Consumer Loan Dollar Amounts Adjust on July 1 Changes to Identity Theft Provisions All ATV’s Transferred After June 30, 2008 Require Titles & Liens How to Re-title a Mobile Home Merged Into the Real Estate Commissioner’s Bill Includes Several Miscellaneous Changes
Read More »June 2007 Legal Briefs
Changes to Oklahoma’s Vulnerable Adult Abuse Reporting Provisions Financial Neglect; Exploitation Specific Duty to Report Avoiding Singling out Banks Expanded DHS Powers Illegal Immigration: How H.B. 1804 Affects Banks, Other Businesses Citizenship/Immigrant Verification Independent Contractor Verification “Harboring” Illegal Immigrants Restriction on Issuing ID’s Other Provisions Economic Costs
Read More »May 2007 Legal Briefs
New Oklahoma Regulations Covering Money Transmitters Returning Checks for “Breach of Presentment Warranty”
Read More »April 2007 Legal Briefs
Stale-Dated Checks: Should the Bank Pay Them or Not? What the Statute Says Bulk Filing Regulation CC Exception Hold Whether to Pay or Not? Some Possible Approaches When is an Old Check No Longer Good? Reasons for Returning Checks within the Midnight Deadline The Bulk Filing Issue Having a Valid Reason for Return Reasons Limited to the Midnight Deadline “Refer …
Read More »March 2007 Legal Briefs
Stop Payment Orders on Checks – Questions and Answers No Means of Stopping Payment on Cashier’s Checks Examples: When a bank would like to avoid paying a cashier’s check Is a customer’s “defense” against the payee a reason for not paying a cashier’s check? When does a bank have its own defense to paying a cashier’s check
Read More »February 2007 Legal Briefs
Joint Guidance on Commercial Real Estate Concentrations
Read More »January 2007 Legal Briefs
Recent Amendments to Health Savings Account Provisions HSA Contribution Amounts Reimbursing Medical Expenses Accumulating Tax-Advantaged Savings Full Deduction in First Year Transfer from IRA to HAS Index for 2006
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