• Notice of title protection document
• Responsible conduct
• Exam workpapers – Reg Z
• (Amended) Ability to repay rules hot off the press
• If your bank issues reloadable prepaid debit cards …
• Treasury still issues some paper checks
• When federal ACH payment names don’t match up
• What bankers wish customers knew

Read More »

• Garnishment of Federal benefits rule revisions
• Consumer loan dollar amounts adjust July 1
• The first California/Achieve financial settlement
• Breach of contract
• Final(?) ability to repay and qualified mortgage rules

Read More »

• Interagency statement on Biggert-Waters Flood Insurance
• CFPB ability to repay – QM clarification proposal
• Some tweaks for HDMA getting it right
• Escrow rule: What we should have said is …
• CARD Act rule revised
• NAME IT: A guide to formulating a formidable name for your bank
• Oklahoma’s Article 9 remains unchanged
• Oklahoma tax on IRA part 2:

Read More »

• Traps for the Unwary
• FFIEC Social Media Guidance – Proposed
• A World of Two Names
• Extended Escrows Under Reg Z

Read More »

• ATR and QM
• Refinancing existing loans
• Safe harbors
• QM product features

Read More »

• The new mortgage servicing rules
• New appraisal rules
• Lending to the military – the CFPB’s new role

Read More »

• Out of state, tribal and CFR court orders
• ATM notice relief
• Hot topics for 2013 from the FRB
• COPPA update
• Deposit insurance reminder
• Remittance transfers: a brief reprieve
• Religious headgear and compliance

Read More »

• Corporate Account Takovers
• ATMs and the ADA
• Q&As on Getting Rid of Customer Property
• Foreign Remittance Transfer Rule to Change – Again
• FDIC Guidance on the Scheduled End of Unlimited Deposit Coverage
• MRAPLA Disclosures Postponement
• Reg Z’s Exemption Threshold Goes Up Again

Read More »

• Update on the Foreign Remittance Transfers Rule
• Updated CFPB Exam Manual and Supervision Findings
• IRA Time of Year
• Qualified Mortgages

Read More »

• Reg Z, Late Fees and the Single Pay Note
• New Safe Deposit Law
• The Second Appraisal
• Proposed Homeownership Counseling Changes
• Tips for Reading the Proposals

Read More »

• Stopping Payment on Cashier’s Checks
• "Safe Harbor" Provision in Reg E’s Remittance Transfers Rule
• CFPB Proposal Status Update
• Your Latest Q&As

Read More »

• Correcting Social Security ACH errors
• Lessons from the PATCO ruling
• Abandoned foreclosures proceeding
• Oh, no! My customer is in bankruptcy!
• Q&As on OREO
• Complaint Responses
• FDIC Insurance Fees
• ATM Notices
• Biggert-Waters: Flood Insurance Reform Act
• Servicemembers Civil Relief Act – Renewed Importance?

Read More »

• Family Trust
• Property Tax Default
• Escrow Analysis Statement
• ACH Question
• Garnishment
• Free Checking Account
• Change in Terms
• Bank-owed Money-payments
• HPML Question
• Deceased Customer
• State Tax Levy from California
• APR Item
• Social Media, After Hours
• SCRA – Interest Rate
• Gift Card ATM Fee
• ATM ADA Compliance
• Customer E-Banking Question
• Regulation CC Question
• CTRs and Banks
• Tribes and Sovereign Nations
• Branch Designation
• POS Transactions Closing Accounts
• Endorsement Verification
• Business (Lottery) Account
• ATMs and the ADA
• Escheatment and Setoff of Cashier’s Checks

Read More »

• Supreme Court Rules in RESPA Fee Case
• ATM Disclosures
• UTMA Accounts and the Custodian That Just Won’t Let Go
• Consumer Loan Dollar Amounts Adjust July 1
• Fair Housing Poster Update
• Agency Updates

Read More »

• Sole Proprietorships and General Partnerships
• S.A.F.E. Act Guidance
• Fair Lending
• Common Violations in 2011
• ’Tis the Season – For Tax Refund Fraud
• Bureau Clarifies Reg Z Loan Officer Compensation Rule
• Mining the OCC’s Citibank C&D for Nuggets
• Mortgage Servicing Change is in the Wind

Read More »