Dodd-Frank Act Provides Changes to FDIC Insurance Coverage; TAG Program to Terminate 12/31/2010
Primer on Financial Privacy Issues
Compliance with Risk-Based Pricing Final Rule Mandatory January 1, 2011
National Flood Insurance Program Extended through September 30, 2011
Compliance Dates Roundup
Final Guidance on Sound Incentive Compensation Policies
Interim Rule Requires New Disclosures for Consumer Mortgage Loans; Compliance Deadline January 30, 2011
Compliance Dates Roundup
Final S.A.F.E. Act Rule Adopted
Compliance Dates Roundup
New Same-Day FedACH Service Available August 2, 2010
Avoiding Potential Pitfalls With Motor Vehicle Liens
Regulators Issue Final Guidance on Correspondent Concentration Risks
Clarifications Made to Reg E Regarding Restrictions on Overdraft Charges on ATM and One-Time Debit Card Transactions Further Revisions to Reg E (Overdraft Protection)
TAG Program Extended Through December 31, 2010
Mortgage Loan Officers Not Exempt Under FLSA According to New DOL Interpretation
Banks’ Right of Setoff vs. Federal Exemption for Social Security and Other Exempt Federal Benefits – Which Wins?
Compliance Dates Roundup
‘ABC’s of Handling Repossessed Property
2010 Provides Unique Opportunity to Defer Tax on Roth IRA Conversions
Raffles and Giveaways and Lotteries, Oh My! What Can/Can’t a Bank Do?
FACT Act Changes Mandatory July 1, 2010 (Reg V)
Regulators Adopt Final Rule Implementing New FASB Standards 166 and 167
Perfection and Priority in Certificates of Deposit
Despite Tough Legal Framework, Banks Can Take Steps to Protect Themselves from Losing Business to a Departing Employee
Upcoming Compliance Dates (New Feature!)
Reg CC Update: All Checks Are Local Effective 2/26/2010
Clarification from Federal Reserve Supports Viability of Short-Term Balloon Notes in Spite of HPML Changes
Compliance with New Reg GG Is Mandatory on December 1, 2009
Oklahoma’s Estate Tax Repealed Effective January 1, 2010
3% Interest Requirement for County Deposits Gone Effective July 1, 2009
Change to Unclaimed Property Statute Effective November 1, 2009
OK to Charge Fee to Cash On-Us Check for Non-Customers?
FDIC’s Final Rule Extends TAG Program 6 Months to June 30, 2010; Participating Entities Can Opt Out of Extension by November 2
Working Around the October 1 Reg Z Changes
Changes to HUD’s Reg X (RESPA) Go In Effect January 1, 2010
Special Risks Surround Using Farm Products as Collateral
Creation of HPMLs and Requirements for Verification of Repayment Ability for HPMLs and HOEPA Loans
New Escrow Requirement for HPMLs Effective for Applications Received on or after April 1, 2010 (October 1, 2010 for Manufactured Homes)
Restrictions on Prepayment Penalties for HPMLs and HOEPA Loans Effective 10/1/2009
Revisions to HMDA (Reg C) Incorporate Reg Z’s Addition of HPMLs Effective 10/1/2009
New Appraisal-Related Amendments Effective 10/1/2009
New Mortgage Servicing Practices Effective 10/1/2009
New Advertising Restrictions Affecting Closed-End Credit Loans Effective 10/1/2009
S.A.F.E. Act Redux
Greetings from the OBA’s New General Counsel
Oklahoma Bankers Association We make bankers better!
