Oklahoma Bankers Association We make bankers better!
Greetings from Guy By Guy Sims OBA Chairman Developing the next generation of bankers is one of the biggest challenges many of us face in our banks. Technical training, practical experience and a broad view of the banking landscape is important in developing quality bankers that will lead our banks in the future. Our board, both at my bank and …
July 2017
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July 5, 2017
Week of July 3
Greetings from Guy By Guy Sims OBA Chairman While the health care debate is taking up all of the oxygen in Washington, the next item on the agenda for the Republican congress is tax reform. The plan is to have the framework hammered out by September and have a bill passed and signed by year-end. The house has been working …
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July 1, 2017
Loan-to-deposit ratio information released
The Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency issued late last month the host state loan-to-deposit ratios that they will use to determine compliance with section 109 of the Riegle-Neal Interstate Banking and Branching Efficiency Act of 1994. These ratios replace the prior year’s ratios, …
June 2017
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June 30, 2017
June 2017 Legal Briefs
Consumer loan dollar amounts adjust July 1 TCPA compliance for certain alerts ‘New and improved’ credit reports coming soon Amendments to Reg CC – Finally!
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June 19, 2017
Week of June 19
Greetings from Guy By Guy Sims OBA Chairman Washington provided plenty of drama last week both political and personal. I would like to spend a few minutes discussing the horrific shooting at the congressional baseball game practice. While the political rhetoric has been red hot for an extended period, it took this terrible event to produce some civility among our …
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June 16, 2017
Latest round of 20 Questions! posted
Our next round of individuals answering 20 random questions, ranging from informational, to entertaining to downright bizarre, is ready for your viewership! Three new interviews are now posted for everyone’s enjoyment. These interviews – with Terri Thompson of American Exchange Bank, Henryetta; Kyle Powell of First National Bank, Okmulgee; and Tyler Spradlin of SpiritBank, Sapulpa – will give insight on …
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June 12, 2017
Week of June 12
Financial CHOICE Act clears House of Representatives Thursday, the U.S. House of Representatives passed H.R. 10, the Financial CHOICE Act, on a party-line vote in which only one Republican voted with the Democrats to oppose the bill. No Democrats voted to approve the bill. The actual vote was 233-186, and all five Oklahoma Representatives voted in favor of the bill. As …
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June 8, 2017
May 2017 Legal Briefs
Complaints – What’s your status quo? Your Corporate Compliance Program Prepaid Accounts Rule Delayed HMDA Rule Changes Proposed
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June 6, 2017
Lankford holds meeting at OBA
Sen. James Lankford held a meeting for Oklahoma bankers at the OBA on the morning of June 2, discussing various banking-related topics and answering questions. Sen. Mike Crapo (R-Idaho, chairman of Banking, Housing and Urban Affairs Committee) also Skyped in to take some questions from the gathered bankers. More than 50 bankers were in attendance and heard from both senators …
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June 3, 2017
Bank earnings continue to improve
Through the end of the first quarter, Oklahoma banks earned a solid $367 million. “It’s an outstanding result, again, and it reflects the ongoing strength of Oklahoma banks,” OBA President and CEO Roger Beverage said. “When taken together, the nation’s 5,856 banks earned nearly $44 billion for the quarter. That compares to $39 billion at the end of the first …