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By Mary Beth Guard Privacy Notices Compensating Loan Officers Anti-Steering Rules New Appraisal Rules By John S. Burnett Coping with the FDIC’s Overdraft Guidance By Andy Zavoina SCRA
March 2011
February 2011
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February 21, 2011
February 2011 Legal Update
By Mary Beth Guard SAFE Act Registry Opens SCRA Becomes a Front Burner Issue New Payment Schedule Disclosures Poof! Proposed Rules Are Gone! Compliance Roundtable Meeting Signs, Signs, Update Your Signs By John Burnett The Latest in Deposit Insurance Standard Maximum Insurance Amount TAG—Oct. 14, 2008–Dec. 31, 2010—R.I.P. Temporary Unlimited Insurance — Dodd-Frank Act § 343 The Last Word (For Now) By …
January 2011
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January 1, 2011
January 2011 Legal Briefs
Federal S.A.F.E. Act Registry Will (Probably) Be Up By January 31, 2011 Banks May Not Accept Tax Deposit Coupons after December 31, 2010 FDIC Insurance Coverage Changes Effective January 1, 2011 Regulators Increase HMDA, CRA Thresholds Effective January 1, 2011 New Reg Z Interim Final Rule Regarding Appraisal Independence Places Major New Burdens on Banks MDIA Interim Rule effective January …
December 2010
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December 1, 2010
December 2010 Legal Update
OBA’s Legal Department Introduces New Frequently Asked Questions Feature! Recent Case Sanctions Fraud Loss Shifting Provision in Commercial Deposit Account Agreements Compliance Dates Roundup
November 2010
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November 1, 2010
November 2010 Legal Update
New CRA Regulation Effective 11/3/2010 Model Privacy Notices Safe-Harbor Under Reg P Will Change Effective 1/1/2011 New Final Rule Amends Reg Z, Prohibiting Certain Loan Originator Compensation and Steering Practices. Compliance Mandatory 4/1/2011 Federal Reserve Board Rule Reflects Delay in Gift Card Disclosure Requirements to 1/31/2011 Federal Reserve Board Announces Annual Indexing of Reserve Requirement Exemption Amount and Low Reserve Tranche …
October 2010
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October 1, 2010
October 2010 Legal Update
Dodd-Frank Act Provides Changes to FDIC Insurance Coverage; TAG Program to Terminate 12/31/2010 Primer on Financial Privacy Issues Compliance with Risk-Based Pricing Final Rule Mandatory January 1, 2011 National Flood Insurance Program Extended through September 30, 2011 Compliance Dates Roundup
September 2010
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September 1, 2010
September 2010 Legal Update
Final Guidance on Sound Incentive Compensation Policies Interim Rule Requires New Disclosures for Consumer Mortgage Loans; Compliance Deadline January 30, 2011 New TILA Requirement of Notice When Mortgage Has Been Sold or Transferred; Compliance Mandatory January 1, 2011 Department of Justice Final Rule on ADA Standards for Accessible Design and New Proposed Rules Will Affect Banks Compliance Dates Roundup
August 2010
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August 1, 2010
August 2010 Legal Update
Final S.A.F.E. Act Rule Adopted School Warrants – A Primer Oklahoma H.B. 2936 Increases Fees for Compliance with State-Court Subpoenas Effective 11/1/2010 HOEPA Dollar Trigger Increased Effective 1/1/2011 Compliance Dates Roundup
July 2010
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July 1, 2010
July 2010 Legal Update
New Same-Day FedACH Service Available August 2, 2010 Avoiding Potential Pitfalls With Motor Vehicle Liens Oklahoma Department of Consumer Credit Updates Statutory Dollar Amounts Effective July 1, 2010 Regulators Issue Final Guidance on Correspondent Concentration Risks
June 2010
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June 1, 2010
June 2010 Legal Update
Clarifications Made to Reg E Regarding Restrictions on Overdraft Charges on ATM and One-Time Debit Card Transactions Further Revisions to Reg E (Overdraft Protection) HIRE Act Provides Tax Incentives to Employers to Hire in 2010 FDIC Issues Guidance for Periods of Lapse of Flood Insurance Authority Executive Order 13496 Requires Posting of Notice of Employees Right to Organize …