Oklahoma Bankers Association We make bankers better!
Consumers continued to manage their credit well despite economic headwinds in the second quarter of 2022, according to the American Bankers Association’s latest Credit Card Market Monitor. The report found that credit card credit outstanding as a share of disposable income remained well below pre-pandemic levels in the second quarter while inflation-adjusted monthly credit card purchase volumes increased across risk …
December 2022
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December 6, 2022
November 2022 OBA Legal Briefs
HMDA Changes Un-Changing? Defunding the CFPB New “Junk Fees” HMDA Changes Un-changing? By Andy Zavoina As a part of your Compliance Management Program, you should meet periodically with senior management and/or the board of directors and keep them informed of changes that are or may be coming down at you. This is especially the case as we approach budget talks. …
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December 6, 2022
Week of Dec. 5
In This Issue… ABA report: Credit card market remains strong Oklahoma Bankers Hall of Fame induction ceremony set for Thursday OBA education corner … ABA report: Credit card market remains strong Consumers continued to manage their credit well despite economic headwinds in the second quarter of 2022, according to the American Bankers Association’s latest Credit Card Market Monitor. The report …
November 2022
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November 29, 2022
S&P Global Market Intelligence
We understand that the challenges of today’s banking industry require faster, smarter decisions, so we’re always thinking of ways to keep you more informed, developing tools to save you time – time which you can better invest into growing your business. Use our innovative solutions to access sector-specific, comprehensive, and reliable intelligence anywhere, anytime, via desktop, web, mobile, or data-feed. …
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November 29, 2022
Week of Nov. 28
In This Issue… Acting Comptroller of the Currency touts banks’ ‘quiet trustworthiness’ during crypto issues Oklahoma Bankers Hall of Fame induction ceremony set for Dec. 8 OBA education corner … Acting Comptroller of the Currency touts banks’ ‘quiet trustworthiness’ during crypto issues Amid significant volatility in the cryptocurrency markets, as well as an uptick in crypto-related frauds and scams, Acting …
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November 28, 2022
Profit Resources Inc. (PRI)
Profit Resources, Inc. (PRI) enhances interchange income and debit card profitability, evaluates and negotiates system contracts, and completes process improvement throughout every area of the bank. PRI strengthens banks by making quantifiable improvements to profitability and efficiency while also specializing in merger integration. CONTACT INFORMATION: Contact: Brady Chianciola 320 S Madison Ave Monroe, GA 30655 Phone: (800) 576-2374 (413) 544-1584 …
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November 28, 2022
Poll: Consumers value rewards programs when choosing banks
Nearly one in four respondents said in a recent survey they would switch or have switched banks because another bank offered a cashback or rewards program, or offered a better version of a rewards program than their current bank. Rewards program platform provider Wildfire Systems commissioned a survey of more than 1,000 U.S. consumers on their attitudes toward cashback and …
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November 23, 2022
Happy Thanksgiving from the OBA staff!
Happy Thanksgiving from our staff to yours, from all our families to yours! The OBA offices will be closed starting Wednesday afternoon through Friday for the holiday. We will reopen at our regular time on Nov. 28. Have a happy Thanksgiving!
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November 22, 2022
Week of Nov. 21
In This Issue… State Banking Board approves 50% reduction in 2023 assessments Arkansas representative pushes FDIC on re-presented transactions Oklahoma Bankers Hall of Fame induction ceremony set for Dec. 8 OBA education corner … State Banking Board approves 50% reduction in 2023 assessments The Oklahoma State Banking Board voted unanimously at its November meeting to reduce the assessments paid by …
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November 21, 2022
State Banking Board approves 50% reduction in 2023 assessments
The Oklahoma State Banking Board voted unanimously at its November meeting to reduce the assessments paid by Oklahoma state-chartered banks. The 2023 assessment rate was discounted 50% for each bank with assets less than $1 billion and 25% for each bank with assets more than $1 billion. During the meeting held Nov. 16, State Banking Commissioner Mick Thompson explained how …