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October 2019
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October 11, 2019
Reviewing CFPB’s latest supervisory highlights
The Consumer Financial Protection Bureau recently released its Summer 2019 Supervisory Highlights, which includes key findings from the CFPB’s exams for the most part between December 2018 to March 2019. In each edition, the Bureau chooses the areas where it has seen the most supervisory activity, and for this one, it highlighted auto loan origination, credit card account management, debt …
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October 4, 2019
Agencies finalize rule raising residential real estate appraisal threshold
On Friday, Sept. 27, federal banking agencies issued a final rule that raises the appraisal threshold for residential real estate transactions to $400,000. The threshold has been at $250,000. The new threshold addresses numerous concerns raised industry stakeholders over the time and cost of appraisals. Under the rule, transactions that qualify for the exemption still need to obtain an evaluation …
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September 2019
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September 24, 2019
Kansas City Fed announces results of second quarter small business lending survey
The Federal Reserve Bank of Kansas City released the results from the Second Quarter 2019 national Small Business Lending Survey this week. The quarterly survey of U.S. banks provides data on lending activity and terms for small businesses, a critical source of employment and economic growth for the country. Complete results of the survey are now available from the Kansas …
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September 19, 2019
CFPB to Make ABA-Advocated Changes to Complaint Database
The Consumer Financial Protection Bureau will continue to publish a database of consumer complaints, but it will make several key changes to increase transparency and provide full context for consumers, the agency announced on Sept. 18. Among these changes are several advocated by the American Bankers Association. For example, the bureau said it will highlight consumers’ ability to contact their …
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September 12, 2019
Joining OBA’s Annual Washington Visit? Make sure to download our app!
The 2019 OBA Annual Washington Visit is next week, and if you’re planning on joining in, make sure to download the OBA app before you go. All of the 2019 Annual OBA Washington Visit material are available on the OBA app (issue papers, , schedule, etc.) You can download the OBA app by clicking here (for iTunes) or here (for Google Play).
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Jeremy Cowen, Senior Vice President/Communications
Email: jeremy@oba.com | Phone: Ext. 113
Jeremy has been in charge of the Oklahoma Banker newspaper as well as the OBA website and other member communications since joining the OBA in January 2002. A native of Hartshorne and a 1997 graduate of the University of Oklahoma, he enjoys meeting and talking with the different people he encounters while doing his job. Previously, Jeremy worked as a sports writer in Lawton and, for the four years prior to joining the OBA, Lubbock, Texas, where he decided the town wasn’t big enough for both him and Bobby Knight. When not working, Jeremy loves to hike, read, watch football, baseball and boxing and teach journalism to high school and college students. And, if you ask, there’s a good chance he will regale you with the story about being interviewed on ESPN by Chris Fowler.